Travelling Canadians
Travel insurance is a type of insurance coverage designed to protect travelers against unforeseen circumstances or emergencies that may occur before or during their trip. It can cover a wide range of situations, including:
Travel insurance policies vary in coverage and price, so it’s important to read the terms carefully to understand what is and isn’t covered.
- Trip Cancellation or Interruption: If you need to cancel or cut short your trip due to unexpected events like illness, family emergencies, or natural disasters, travel insurance can reimburse you for non-refundable expenses like flights, hotels, and tours.
- Medical Emergencies: If you get sick or injured while traveling, travel insurance can help cover medical expenses, including hospitalization, doctor visits, or medical evacuation.
- Baggage Loss or Delay: If your baggage is lost, damaged, or delayed, travel insurance can compensate for the value of the lost items or cover expenses while waiting for delayed luggage.
- Flight Delays or Missed Connections: If your flight is delayed or you miss a connecting flight due to circumstances beyond your control, travel insurance can cover additional costs like hotel stays, meals, or alternate travel arrangements.
- Travel Assistance: Many policies provide 24/7 emergency assistance services for help with things like lost passports, legal issues, or rebooking flights.
Travel insurance policies vary in coverage and price, so it’s important to read the terms carefully to understand what is and isn’t covered.